ASHGABAT, Turkmenistan, November 19. A total of
1.1 million (1,260,510) users were registered for Internet banking
services in Turkmenistan as of November 1, 2025.
The data obtained by Trend from the Central Bank of Turkmenistan that SCB
Dayhanbank and SCB Turkmenistan have the largest user bases, with
455,165 and 442,768 registered users respectively, together
accounting for more than 70 percent of the total.
JSCB Turkmenbashi follows with 194,812 users, while JSCB
Halkbank and JSCB Senagat maintain 82,724 and 59,456 users. Smaller
institutions, including JSCB Rysgal, Turkmen-Turkish JSCB, and
SBforFEA, have comparatively limited user numbers, ranging from
1,225 to 13,749.
The concentration of Internet banking users in a few major banks
indicates that digital financial services are primarily utilized
through larger institutions. Smaller banks serve a relatively
narrow customer base, suggesting that the adoption of Internet
banking varies significantly across different financial
institutions.
The Central Bank of Turkmenistan, established in 1991, regulates
the national financial system and publishes official banking
statistics.
